General: What is leverage?

We hear about leverage all the time, so what is it?

It's quite simple actually, leverage can be define as multiplication of money by any means.
Banks make their profits on that, what you ask for a loan you the bank gives you the loan, let's say 1000$ to buy a car, the car owner deposits the same 1000$ on the bank, so from 1000$ that the bank had, it has now 2000$, later the same happens and by some time the bank has 10.000$ but there is only 1000$ in cash, this is a very simplified explanation but you get the point.

In a certain stage all banks have some leverage, for example 3:1 leverage means that the bank has 1/3 in cash off all that the account of the bank conveys, before the financial crisis that we are on right now the bank were operating in a 15:1 leverage which is extremely risky. The risk is basically in unpaid loans, just because you count on the money it doesn't mean that it will come.

Most banks, due to deregulation in many aspects didn't even had to worry about that, the risks were basically on the people, it's basically the choice of taking a risk and in case things go wrong the people will pay; the result is on plain sight.

Don't get me wrong, the financial market needs some leverage to work (sometimes mistaken with risk) but enough is enough, when is the time to stop and say: "We've done enough, haven't we?", but like one of the CEO's responsible for the financial crisis that we are on right now once said: "We have to dance until the music stops", ironical the music had ended and we had stopped dancing a long time ago, but i guess that when you are lying to yourself for so much time it comes easier.

Offbeat: What is Anonymous and What is "The Plan"?

You must have all heard of Anonymous.
It's basically an idea of change, you could have heard of all the hacking made in this name, all the government pages and all the corporate pages.
Some companies even claim that this hacking activity cost them thousands of dollars, all these hacking activities were done in name of Anonymous, but what most people don't know is that Anonymous is not a group of hackers or terrorists as many people call them...

Anonymous is an idea, it's a concept of freedom with the ultimate objective of making the world a fair and better place, and if you ask me that's a great idea, many have tried, of course some individuals may take this concept and act in it's name and is that such a bad thing? People are taking control of their lives, they are stepping forward and taking a stand and that's what the world needs, people with the genuine moral will to do what's right, to fight for a cause, to take a stand and say no more.

People should expect more from their government, people should expect more from their lives, people should be able to live in their own terms, people should take control, people that actually do this adopt the philosophy of Anonymous, and that's a pretty good one, they are named terrorists but if you do what you believe is right, fighting for your right while being abused for an inconsiderate, corrupt government and just expect what is rightfully yours does that make you a terrorist?


If you ask me i think that this movement might just be what the world needs, as you all know the world today is basically good for who is born rich and for the rest of the people it's a one in a million that don't have to struggle just to be broke, for most people the system doesn't work, shouldn't it be the other way around? shouldn't the system work for most of us? Don't get me wrong, i think that who works should have everything that they work tor, not half their money taken away in taxes just for corporate bailouts with no regard for moral hazard, the system is corrupt, don't let yourselves be blindfolded, think, think hard about everything, don't just settle and accept everything that is tossed at you; think, be critical, in today's world you should be able to find a lot of things wrong.

The rules are there to prevent disaster, i know, the rules are like a safety net, an insurance policy against disaster but instead of preventing disaster thay ashore mediocrity, and for that we have to tank our government, this ideas are born from this injustices, they grow by corruption and die when the system becomes fair, so can you really call them terrorists or maybe they are more like dreamers?

Just finishing with an Anonymous touch, "we are Anonymous, we are legion, we do not forgive, we do not forget, expect us"